Hi!
My name is Manu and i´m from Spain, but i live in Mexico.
I can help you with your prestahsop project, i´m expert, you can read my feedback (i recommend to check that before select your freelancer ;)
i understand your low budget, so we can make an arrangement with that. We can use the default theme, making some modifications on it.
About payment method, paypal let you make credit card payment without using a paypal account, so i suppose that it works for you...
Well, before u accept me offer, i would like to talk with you about project details....
thank you so much!!! i hop you can contact me :D